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July 1, 2025
Dive deep into unbiased reviews of top forex prop firms — including funding rules, payout speed, trader support, and real performance.
The Upside Funding is a modern proprietary trading firm designed to help traders scale their skills into real capital — fast. The firm provides account sizes up to $400,000, generous profit splits up to 90%, and instant or evaluation-based funding models suited to both new and experienced traders.
With straightforward rules, fast payouts, and an active trader community, The Upside Funding aims to create a simple, fair, and growth-focused prop trading experience.
Founded in 2023, The Upside Funding operates globally with headquarters in London, United Kingdom, and registered offices in Dubai, UAE. The firm was built by professional traders who wanted to remove unnecessary restrictions commonly found in the prop industry.
The brand’s vision is in the name — to help traders “find their upside” by offering realistic targets, fast withdrawals, and clear trading conditions.
Founded: 2023
Headquarters: London, United Kingdom
Regional Offices: Dubai, UAE
Focus: Forex, Indices, Commodities, and Crypto
Website: www.theupsidefunding.com
Trustpilot Rating: ⭐ 4.6 / 5 (based on verified reviews, as of 2025)
The Upside Funding offers two main funding models, designed to give traders flexibility based on experience and trading style.
This is the standard evaluation program used by many professional traders to prove consistency before managing real capital.
Account Sizes & Fees:
$10,000 – $79
$25,000 – $129
$50,000 – $179
$100,000 – $329
$200,000 – $579
$400,000 – $999
Phase 1 Requirements:
Profit Target: 8 %
Maximum Drawdown: 10 %
Daily Loss Limit: 5 %
Minimum Trading Days: 3
Phase 2 Requirements:
Profit Target: 5 %
Maximum Drawdown: 10 %
Daily Loss Limit: 5 %
Minimum Trading Days: 3
Leverage: 1 : 100
Profit Split (Funded): Up to 90 %
Trading Period: No maximum time limit
For traders who prefer a quicker path to funding, the Rapid Challenge removes the second phase while keeping realistic targets.
Account Sizes & Fees:
$10,000 – $99
$25,000 – $159
$50,000 – $219
$100,000 – $389
$200,000 – $679
Rules:
Profit Target: 10 %
Max Loss: 10 %
Daily Loss: 5 %
No Minimum Trading Days
No Time Limit
Profit Split: Up to 90 %
Scaling: Eligible for capital growth every 3 months upon consistent profitability.
The Instant model is meant for experienced traders who want to skip evaluations and start earning immediately.
Account Sizes & Fees:
$10,000 – $299
$25,000 – $499
$50,000 – $799
$100,000 – $1,399
Rules:
No Profit Target
Max Loss: 10 %
Daily Loss: 5 %
Profit Split: 80 % (rising to 90 % after 3 payouts)
First Payout: After 10 trading days
Payout Frequency: Every 14 days
Supported Platforms:
MT4
MT5
TradeLocker
Tradable Assets:
Forex
Commodities
Indices
Metals
Cryptocurrencies
Trading Rules:
✅ EAs allowed
✅ Scalping and hedging permitted
✅ Weekend holding allowed (depending on instrument)
✅ No restrictions on news trading
✅ No time limit to hit targets
The Upside Funding focuses on fast and transparent payouts. Traders can request withdrawals as early as 10 days after funding approval.
Payout Details:
First Payout: 10 days after funding
Subsequent Payouts: Every 14 days
Processing Time: 24–72 hours
Payment Methods: Bank Transfer, PayPal, Crypto (USDT / BTC / ETH)
Minimum Payout: $100
Traders report payout confirmations within 48 hours of request, which puts The Upside Funding among the faster prop firms in its category.
The firm encourages long-term growth through its Upside Scaling Plan.
Account increases every 3 months after consistent profits of 8–10 %.
Scaling continues up to a maximum allocation of $400,000 per trader.
Profit split upgrades (80 → 85 → 90 %) based on performance milestones.
Bonus payouts for maintaining low drawdown (< 4 %) for three consecutive months.
Positive Reviews:
✅ Fast payouts and responsive customer support
✅ Transparent rules and easy-to-use dashboard
✅ High leverage and fair targets
✅ Active community and helpful Discord channel
Critical Feedback:
⚠️ A few users mention that initial verification emails may take time.
⚠️ Instant accounts have higher upfront fees.
⚠️ Limited educational material compared to older firms.
Trustpilot Rating: ⭐ 4.6 / 5 (as of November 2025)
✅ Pros:
Up to 90 % profit split
Realistic profit targets
No time limit on evaluations
Fast payouts (within 48 hours)
Transparent rules and scaling
All strategies allowed (EAs, news, hedging, scalping)
⚠️ Cons:
Instant funding plans are pricey
Shorter operational history (founded 2023)
Limited educational content
Support response times vary during peak hours
| Feature | The Upside Funding | Typical Prop Firm |
|---|---|---|
| Profit Split | Up to 90 % | 80 – 85 % |
| Profit Target | 6 – 10 % | 8 – 12 % |
| Evaluation Steps | 1 or 2 Step + Instant | Usually 2 Step |
| Leverage | 1 : 100 | 1 : 50 |
| Time Limit | None | 30 days |
| Payouts | 14-Day Cycle | 30-Day Cycle |
| Scaling Cap | $400 K | $200 K |
The Upside Funding has quickly become one of the more trustworthy emerging prop firms, combining flexible funding models, transparent rules, and rapid payouts.
It’s ideal for traders who want:
No time pressure,
High leverage,
Fast access to capital, and
Freedom to trade any style.
While its newer status means a shorter track record, its payout reputation and trader-friendly features make it a promising choice in 2025.
Final Verdict:
⭐ The Upside Funding offers a balanced mix of accessibility, speed, and transparency — an excellent option for traders looking to grow real capital quickly.
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