The Concept Trading: Ambitious Funding and Trader Freedom

The Concept Trading (TCT) is a rapidly growing proprietary trading firm offering traders access to significant funding—up to $5 million and beyond through scaling. Known for its flexible trading rules, high profit splits (up to 90%), and no time limits, TCT appeals to traders who want maximum freedom while proving their skill.

The firm offers multiple evaluation models — from traditional 2-step assessments to instant funding options — all designed to help traders demonstrate consistency and risk control without restrictive conditions.

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Who Are The Concept Trading?

Founded in 2021, The Concept Trading operates globally, with offices listed in Australia and the UAE. The firm claims to operate under ASIC-regulated structures, providing a degree of credibility uncommon in newer prop firms.

TCT is backed by a professional team of traders and developers who aim to build a sustainable environment for talent identification and growth.

• Founded: 2021

• Headquarters: Sydney, Australia & Dubai, UAE

• Regulatory Info: Listed as operating under ASIC-registered structure

• Website: www.theconcepttrading.com

• Trustpilot Rating: ⭐ 4.4 / 5 (based on 1,000+ reviews)

 

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Funding Program Options

The Concept Trading offers several funding models tailored to different trader styles and experience levels. Each model has distinct profit targets, drawdown limits, and fee structures.

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1. Foundation Program (2-Step Evaluation)

The Foundation Program is the firm’s classic evaluation model, designed to test a trader’s discipline and risk management.

Account Sizes & Fees:

• $10,000 – $80

• $25,000 – $150

• $50,000 – $250

• $100,000 – $420

• $200,000 – $690

Phase 1:

• Profit Target: 6%

• Maximum Drawdown: 10%

• Daily Loss Limit: 5%

• Minimum Trading Days: 3

Phase 2:

• Profit Target: 6%

• Maximum Drawdown: 10%

• Daily Loss Limit: 5%

Profit Split (Funded): Up to 90%
Leverage: 1:200
Trading Period: Unlimited — no time restrictions

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2. Premier Program (1-Step Evaluation)

The Premier Program is a single-phase model offering faster access to funded capital. It’s ideal for traders confident in their ability to hit realistic targets under minimal restrictions.

Account Sizes & Fees:

• $10,000 – $120

• $25,000 – $180

• $50,000 – $300

• $100,000 – $480

• $200,000 – $850

Evaluation Rules:

• Profit Target: 10%

• Max Loss: 10%

• Daily Loss: 5%

• Minimum Trading Days: 3

• No Time Limit

Profit Split: Up to 90%
Leverage: 1:200

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3. Empire Program (Instant Funding)

The Empire Program is The Concept Trading’s instant funding model, designed for traders who want to trade live capital immediately without going through evaluation stages.

Account Sizes & Fees:

• $10,000 – $350

• $25,000 – $550

• $50,000 – $850

• $100,000 – $1,400

Profit Target: N/A (funded from day one)
Max Loss: 10%
Daily Loss: 5%
Profit Split: 80%–90%

Scaling Plan:
Successful traders can scale their accounts up to $5 million over time based on consistent performance and steady withdrawals.

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Trading Conditions & Platforms

The Concept Trading provides access to the world’s most liquid markets through reliable platforms and broker connections.

Supported Platforms:

• MT4

• MT5

• DXTrade

Tradable Assets:

• Forex

• Commodities

• Indices

• Metals

• Cryptocurrencies

Key Rules:

• EAs, Scalping & Hedging: Allowed

• News Trading: Allowed

• Holding Over Weekends: Permitted

• No Time Limits: Trade at your own pace

 

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Payouts & Withdrawals

The Concept Trading promotes fast payouts and flexible withdrawal terms, aiming to process most payments within 1–3 business days after request approval.

Payout Details:

• First Payout: After 10 trading days on a funded account

• Subsequent Payouts: Every 14 days

• Minimum Payout: $100

• Methods: Bank Transfer, PayPal, Crypto (BTC, USDT, ETH)

• Processing Time: 24–72 hours

 

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Scaling & Rewards

TCT has one of the most aggressive scaling plans in the prop industry. Traders who meet their consistency targets and risk guidelines can scale up their account size at regular intervals.

• Initial Funding: Up to $200,000

• Scaling Cap: Up to $5,000,000

• Profit Split Growth: Starts at 80%, increases to 90% after successful payouts

• Consistency Bonus: Offered for maintaining low drawdown and steady profits

 

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Trader Reviews

Positive Feedback:
✅ Traders praise the flexible rules, particularly the no-time-limit feature.
✅ Several users on Trustpilot and Reddit report receiving payouts within 48 hours.
✅ Support team is described as responsive and helpful.

Critical Feedback:
⚠️ Some traders mention higher entry fees for premium programs.
⚠️ Others note platform lags on DXTrade during high volatility.
⚠️ A few users cite confusing refund policies after failing challenges.

Trustpilot Rating: ⭐ 4.4 / 5 (as of November 2025)

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Pros & Cons

✅ Pros:

• Up to 90% profit split

• No time limit on evaluations

• Allows all trading styles (EAs, news, scalping)

• Fast payouts and high scaling potential

• Clear drawdown and risk rules

• Active trader community

⚠️ Cons:

• Entry costs are higher for instant funding

• DXTrade can lag during volatile markets

• Refund terms unclear for failed evaluations

• Short operational history (since 2021)

 

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Comparison with Other Prop Firms

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Conclusion: Is The Concept Trading Worth It?

The Concept Trading stands out for its high flexibility, transparent rules, and impressive scaling potential. The combination of no time limits, up to 90% profit splits, and multiple challenge options make it an attractive choice for serious traders.

However, due to mixed online reviews and higher entry costs, new traders should start with smaller accounts before committing to higher tiers.

Final Verdict:
⭐ The Concept Trading is a strong, flexible prop firm built for experienced traders who value freedom, scalability, and fast payouts.